Life is a balance between changing the world and nurturing it.
Wisdom is doing it gracefully. Love is doing it selflessly.

Dennis Santiago
Global Risk and Financial Analyst

Email Dennis Picking Nits Blog

Dennis Santiago is an author and commentator on national policy and global stability issues. His subject matter expertise was developed during the Cold War as strategic warfare systems analyst, missile defense architect and arms control analyst. He is the author of the US Imperfect Defense Theory of Strategic Missile Defense. Dennis has worked on conventional warfare, nuclear warfare, and asymmetric warfare. His areas of expertise include combat aircraft, ordnance, electronic warfare, command and control, campaign design and game theory.

Dennis has a long history with Data and Society issues, the study of the Internet. He has a deep understanding of content delivery algorithms and digital news media. As a Vice President at Data Broadcasting Corporation, he was a member of the start-up team for, one of the early pioneers of modern online news, a circa 1995 business innovation. He served as the Chief Technology Officer of Telescan overseeing the infrastructure of in 2000. He owned and operated start-up company Institutional Risk Analytics from 2003 to 2014.

Dennis Santiago is one of those veterans of the Cold War who went on to make a career in finance and banking. But in the 1980’s, he was a strategic warfare, arms control and global stability analyst. Among other things, he is the author what is known as the Imperfect Defense Theory of Strategic Missile Defense, a subject relevant again today with respect to North Korea. Dennis presently publishes a range of economic and policy articles on and the Huffington Post.


Good Bot, Bad Bot: Countering America’s Addiction to Belittling Unwanted Men

An Internet Full of Bad Robots We already live in an age of robots. In the aftermath of a shooting on February 14, 2018 in...

Systemic Failure; America’s Continuing Inability to Deal with Unwanted Young Men

Systemic failure is defined as a deeply fatal flaw in a social or mechanical system that ensures catastrophic collapse as a consistent outcome. It was...

Dangerous Skies

Syria is at a critical crossroad. As the black-flagged nemesis of the Islamic State (ISIS) fades from the scene, the fragile alliance among enemies...

Saving Congress from the Establishment

I continue to reel from the vision of this year’s State of the Union address. What lingers in my mind is how sorry I...

State of the Union; Larger than a Tweet

U.S. President Donald Trump delivered a powerful speech on January 30, 2018. Speaking to a joint session of Congress, Trump enumerated a list of...

Dennis Santiago presently serves as the Senior Managing Director for Compliance and Analytics at Total Bank Solutions. He is responsible for developing new financial products, financial technology innovations, and regulatory analysis at his firm. He is a recognized subject matter expert and industry innovator who can articulate systemic risk, design go to market solutions, and, when necessary, write commercial grade code. He can navigate academic, business, finance, and government settings with diplomatic aplomb. Mr. Santiago invented the TBS’ Bank Monitor, a system that tests the safety and soundness of 100% of all U.S, depository institutions. The product is used by the financial industry as well as federal and state agencies for monitoring the systemic health of the US banking system.

Dennis has also been involved in societal causes. He provided tech support to Rebuild LA, the project that worked to restore infrastructure to Los Angeles following the 1992 L.A. Riots. He has voluntarily supported the development of Community Policing at the Los Angeles Police Department, the Los Angeles Sheriff’s Office, and the Manhattan Beach Police department for over 25 years. He is a firearms instructor who has trained military, police and civilian shooters in fundamental and advanced techniques.  He was the technical advisor to the television series “Top Shot”.

Mr. Santiago holds a BSEE from the University of California at Irvine and an MBA from the Anderson Graduate School of Management at UCLA.